Podcast
The Silent Crisis of 2025
Restoration Today · C&R Magazine · Mar 2026
Discussion on AI in product workflows, platform direction, and what teams should prioritize when the market shifts.
Watch on YouTube →Product Executive · Portfolio
David Obert
Platform leadership and hands-on shipping.
Lehi, Utah.
Platforms & projects
Selected work
CPO portfolio
Platform leadership
Enterprise products used daily across estimating, analysis, and claims workflows nationwide.
Personal work
Side projects
Products I design and ship outside the enterprise portfolio: enthusiast communities, daily utility, and workflow simplicity built for real use, not demos.
Background & leadership
About
Role
Product Executive
Experience
QA → CPO · 20+ years
Location
Lehi, Utah
Languages
English · Spanish
Positioning
Most product orgs have strategy decks. Few leaders stay close to the work of actually shipping products.
I work at the intersection of enterprise platform leadership and hands-on product execution. Strategy only matters when teams know who owns what and products hold up in real workflows.
01 · Teams
Clear ownership beats clever org charts. I build teams where product, engineering, and customer-facing functions know who decides, who executes, and who owns the outcome.
OwnershipAccountabilityCross-functional execution
02 · Platforms
Durable platforms come from understanding how people actually work. AI should reduce friction in those workflows, not add noise or another dashboard to ignore.
Workflow depthAI with purposeEcosystem scale
03 · Shipping
I stay hands-on designing and shipping products outside the enterprise portfolio. It keeps judgment sharp and reminds the team that execution is the job, not a talking point.
Side projectsSwiftUINext.jsStill in the work
Career highlights
Chief Product Officer
Verisk Property Estimating Solutions · 2024 to Present
Sets product direction across the Xactware portfolio, including platform strategy and AI-enabled capabilities.
Vice President, Property Technology Solutions
Verisk · 2018 to 2024
Led a 98-person organization across product, sales, marketing, and operations.
Product Manager to AVP
Xactware Solutions · 2007 to 2018
Owned core platform roadmaps, built QA and delivery teams, and launched new product lines.
Recommendation
“Dave gets it done. Dave is one of the most adept leaders I know. He understands how to empower his people and they in turn are fiercely dedicated and loyal to him. I have worked with Dave for over a decade and would recommend him for any position at any level.”
Chip Hopper
Colleague · 10+ years
Core skills
Product StrategyExecutive LeadershipPlatform & Ecosystem DesignAI-Enabled WorkflowsEnterprise SaaSComplex Workflow ProductsTeam Building & AccountabilityiOS / SwiftUINext.js / Web
Talks, articles & posts
Speaking & writing
Podcast
2025 Market Update
C&R Magazine · Aug 2025
Market shifts, product direction, AI stewardship, and the signals shaping how teams build and operate right now.
Watch on YouTube →Podcast
The Future of Claims Adjusting
Leading Change · Ema Roloff · 2025
Claims automation, IoT, predictive analytics, and the data ecosystem needed for straight-through processing and better policyholder experiences.
Watch on YouTube →Podcast
Navigating the Future with AI
Head Heart & Boots · Apr 2024
How teams can adopt AI with context, learning discipline, and practical workflow integration rather than hype.
Watch on YouTube →Published
2025 Weather Patterns and Insurance Risk
C&R Magazine · Aug 2025
The relative quiet in catastrophic weather losses during the first half of 2025 is deceptive. Climate patterns and ocean conditions are aligning for what could be a volatile second half of the year.
Read on C&R Magazine →Published
The Silent Crisis of 2025
C&R Magazine · Mar 2026
Three Category 5 hurricanes tore across the Atlantic, yet many restoration phones did not ring. 2025 became one of the quietest claim years in recent memory.
Read on C&R Magazine →Writing
Recurring lessons
Leadership
Leadership lessons repeat until leaders address the underlying behavior, not just the visible problem. The challenge is rarely the challenge. It is the pattern beneath it.
Read on LinkedIn →Writing
Performance and wellbeing
Leadership
Performance without wellbeing is a countdown clock. Stepping away is part of the job, not a break from it. Leaders who recharge return with clearer judgment and stronger teams.
Read on LinkedIn →Get in touch
Let's talk.
Open to conversations about product leadership, platform strategy, and building teams that execute.
Executive product leadershipPlatform & AI strategySpeaking & mediaAdvisory conversations
What do you focus on?
Platform direction, team accountability, and AI that fits real workflows. I lead enterprise portfolios and still ship products hands-on.
Enterprise or builder work?
Both. Day job is platform leadership at Verisk. Side projects keep execution skills sharp and test ideas outside the enterprise portfolio.
How do you think about AI?
Useful AI reduces friction in workflows people already rely on. The work is understanding how teams operate, not adding features for the sake of it.